About
We build a reliable payment infrastructure for businesses and organizations in Kyrgyzstan.
XPAY is a fintech platform for secure QR payments. We have operated in Kyrgyzstan since 2019, building reliable services and supporting clients from onboarding to scaling.
Reliability and responsibility
We build an infrastructure you can trust: transparent terms, official licenses, and support that responds fast and clearly.
NBKR licenses
We operate officially under NBKR licenses №2037251023 dated 25.10.2023 and №3039251023 dated 25.10.2023.
Robust infrastructure
Stable services, transaction protection, and continuous uptime monitoring.
Experience and expertise
Years of integration practice and support for projects of any scale.
Continuous service improvement
We constantly improve the product and processes to keep onboarding fast and payments stable.
Stability and security
We strengthen resilience, protect payment flows, and monitor quality closely.
Business convenience
We simplify integrations, improve documentation, and accelerate go‑lives.
Support and operations
We support you at every stage: onboarding, testing, and ongoing operations.
Businesses across the country choose XPAY
XPAY fits many industries: from insurance services to city parking. These cases show real integrations with websites, apps, and internal systems that simplified payment acceptance.
Страхование.KG
Online insuranceThe online portal accepts QR payments, automating the sale of ОСАГО, ОСЖ, and other insurance products.
eKassa
Fiscal cash registerQR codes are generated for each sale inside eKassa, making payment part of the native flow.
FinBook
Accounting & bookkeepingQR payments are embedded in accounting and online bookkeeping to close sales without manual reconciliation.
Кыргыз Почтасы
Public paymentsPublic and commercial payments with a pre-check to reduce refunds and speed up branch workflows.
МВД КР
Government servicesQR payments for government services in МВД КР self-service terminals across the country.
eParking
City parkingA dynamic QR is created when the invoice is issued, so parking payments go through quickly.
BandaPanda
Vending machinesQR payments with auto‑fiscalization and tax reporting via QR+ККМ service.
НСК
Insurance companyInsurance policy payments via QR in WhatsApp and Telegram bots using XPAY payment links.
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